Pathfinder Bancorp, Inc.
| Nasdaq: PBHC
Pathfinder Bancorp, Inc. operates as a bank holding company. The company is a federally chartered mid-tier holding company, which invests in its subsidiary, Pathfinder Bank. It is primarily engaged in the business of attracting deposits from the general public in the Bank's market area, and investing such deposits, together with other sources of funds, in loans secured by one- to four-family residential real estate, commercial real estate, small business loans, and consumer loans. The company invests a portion of its assets in securities issued by the United States Government and its agencies and sponsored enterprises, state and municipal obligations, corporate debt securities, mutual funds, and equity securities. It also invests in mortgage-backed securities primarily issued or guaranteed by United States Government sponsored enterprises. Pathfinder Bancorp was founded in 1995 and is headquartered in Oswego, NY.