Provident Financial Plc
Provident Financial Plc provides tailored credit products to the non-standard borrowers in the United Kingdom and Ireland. The company operates through two divisions: Consumer Credit and Vanquis Bank. The Consumer Credit division offers home credit loans, typically of a few hundred pounds, through a network of local agents. Vanquis Bank issues credit cards to people often excluded by mainstream card issuers, allowing them to participate more fully in the modern world. It also provides competitive retail deposit accounts for savers. The company was founded by Joshua Kelley Waddilove in 1880 and is headquartered in Bradford, United Kingdom.