Kemper Corp. operates as an insurance holding company, which provides life, health, auto, homeowners, rental and other insurance products to individuals, families and small businesses through its subsidiaries. It is engaged in the property and casualty insurance and life and health insurance businesses through its subsidiaries. The Company operates through the following segments: Kemper Preferred, Kemper Specialty, Kemer Direct and Life and Health Insurance. The Kemper Preferred segment offers personal automobile, homeowners, inland marine, boat owners, dwelling fire and personal umbrella insurance to preferred and standard-risk customers. Its product, the Package Plus, is a combined automobile and homeowners insurance policy that provides the convenience of one transaction and billing process to fulfill individual insurance needs. The Kemper Specialty segment provides auto insurance through a network of independent agents and brokers. The Kemper Direct segment offers auto, homeowners and renters insurance through its websites and call centers. The Life and Health Insurance segment sells life and health insurance products to individuals through a network of employee agents and exclusive and independent agents. Kemper serves its customers through a network of independent agents, brokers and career agents through direct mail, web, employer-sponsored benefit programs and other affinity relationships. The company was founded in 1990 and is headquartered in Chicago, IL.