DNB ASA operates as a holding company, which is engaged in the provision of banking and financial services. It operates through the following segments: Retail Banking; Large Corporates and International; DNB Markets; Insurance and Asset Management; and DNB Baltics and Poland. The Retail Banking segment offers financing and leasing, real estate brokerage, and financial advisory services; investment alternatives; Internet and mobile banking; and short message service (SMS) services. The Large Corporates and International segment provides various types of financing solutions, deposits and investments, insurance, e-commerce products, commercial property brokerage, foreign currency, interest rate products, and trade and corporate finance services. The DNB Markets segment includes foreign exchange; interest rate and commodity products; securities and other investment products; debt and equity financing in capital markets; research and advisory services; and custodial and other securities services. The Insurance and Asset Management segment deals with life insurance, non-life insurance, pension savings, and asset management. The DNB Baltics and Poland offers financial services to corporate and personal customers in Estonia, Latvia, and Lithuania. The company was founded in 1822 and is headquartered in Oslo, Norway.