J Sainsbury Plc. operates retail stores and provides food, home improvement and garden products. The company operates through three business segments: Retailing, Financial Services, and Property Investments. It operates a range of store formats, including convenience and supermarkets that offer various food and non-food products and services primarily under the Sainsbury's brand. The company provides insurance products, credit cards, banking services, and travel money. It also provides an Internet-based home delivery shopping service. The company operates a bank through its subsidiary Sainsbury's Bank Plc. J Sainsbury was founded in 1869 by John James Sainsbury and Mary Ann Sainsbury and is headquartered in London, the United Kingdom.