Heritage Financial Group, Inc. (Georgia)
| Nasdaq: HBOS
Heritage Financial Group, Inc. operates as a financial holding company for HeritageBank of the South. The principal business of the bank includes attracting retail and commercial deposits from the general public and investing those funds primarily in permanent loans secured by first mortgages on owner occupied, one to four family residences, multifamily residences and commercial property, and a variety of consumer and commercial business loans. It also offers a variety of deposit accounts having a wide range of interest rates and terms, which generally include savings accounts, money market deposit, term certificate accounts, and checking accounts. The company was founded in May 2010 and is headquartered in Albany, GA.