Republic Bancorp, Inc. (Kentucky)
| Nasdaq: RBCAA
Republic Bancorp, Inc. is bank holding company for Republic Bank & Trust Co. The company through its subsidiaries offers banking and various financial services, including savings, checking, NOW, and money market accounts; IRAs; CDs, residential mortgage loans, as well as commercial real estate, construction, business and consumer loans. It operates through three segments: Traditional Banking, Mortgage Banking and Republic Processing Group. The Traditional Banking segment includes Market for Services and Lending Activities such as Mortgage Lending, Commercial Lending, Construction Lending, Consumer Lending, Loan Origination and Processing, Private Banking, Treasury Management Services, Internet Banking & Other Banking Services. The Mortgage Banking segment includes fixed-term single family first lien residential rate real estate loans that are sold into the secondary market. The Republic Processing Group segment is comprised of two distinct divisions: Tax Refund Solutions and Republic Payment Solutions. This segment facilitates the receipt and payment of federal and state tax refund products under the Tax Refund Solutions division. The Republic Payment Solutions division is preparing to become an issuing bank to offer general purpose reloadable prepaid debit, payroll, gift and incentive cards through third party program managers. The company was founded by Bernard M. Trager in 1974 and is headquartered in Louisville, KY.