Heartland Financial USA, Inc.
| Nasdaq: HTLF
Heartland Financial USA, Inc. is a multibank holding company that provides banking, mortgage, wealth management, insurance and consumer finance services to individuals and businesses. The company operates through nine bank and two non-bank subsidiaries: Dubuque Bank & Trust Co., Galena State Bank & Trust Co., Riverside Community Bank, Wisconsin Community Bank, New Mexico Bank & Trust, Rocky Mountain Bank, Arizona Bank & Trust, Summit Bank & Trust, Minnesota Bank & Trust, Citizens Finance Co. and Heartland Community Development, Inc. The principal business of the company and its bank subsidiaries consists of making loans to and accepting deposits from businesses and individuals. The bank subsidiaries provide full service commercial and retail banking in their communities. Its deposit products include checking and other demand deposit accounts, NOW accounts, savings accounts, money market accounts, certificates of deposit, individual retirement accounts, health savings accounts and other time deposits. Its loan products include commercial and industrial, agricultural, real estate mortgage, consumer, home equity and lines of credit. The company also provides various ancillary services, including trust and wealth management services, investment services and insurance services and also provides convenient electronic banking services and client access to account information and electronic banking services through business and personal online banking, remote deposit capture, treasury management services, VISA debit cards and automated teller machines. Heartland Financial USA was founded in 1981 and is headquartered in Dubuque, IA.