First Federal of Northern Michigan Bancorp, Inc.
| Nasdaq: FFNM
First Federal of Northern Michigan Bancorp, Inc. operates as a bank holding company for First Federal of Northern Michigan. It is a full-service, community-oriented savings bank, which provides financial services to individuals, families and businesses from eight full-service facilities located in Alpena, Cheboygan, Emmet, Iosco, Otsego, Montmorency and Oscoda Counties, Michigan. Its business consists primarily of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in one- to four-family residential mortgage loans, commercial real estate loans, commercial business loans, consumer loans and in investment securities and mortgage-backed securities. The company was founded in November 2000 and is headquartered in Alpena, MI.