Citizens Financial Corp. (West Virginia)
| OTC Markets: CIWV
Citizens Financial Corp. (West Virginia) provides retail and commercial banking services primarily in central and eastern West Virginia. It operates through its wholly-owned subsidiary, Citizens National Bank of Elkins. Citizens National Bank provides a wide range of retail and commercial banking services, including demand, savings and time deposits; residential, consumer and commercial loans; letters of credit; safe deposit and wire transfer services; and ATM, telebanking and internet banking services. It also operates a trust department and has formed relationships which allow it to provide brokerage and financial planning services as well as fixed rate residential mortgages. The company was founded on September 29, 1986 and is headquartered in Elkins, WV.