OptimumBank Holdings, Inc.
| Nasdaq: OPHC
OptimumBank Holdings, Inc. operates as a bank holding company for OptimumBank. The company's only business is the operation of OptimumBank and the Bank's subsidiaries. The Bank offers a variety of community banking services to individual and corporate customers. The company offers a wide array of lending and retail banking products to individuals and businesses. It provides a range of consumer and commercial banking services to individuals and businesses. The basic services which the company offers include demand interest-bearing and noninterest-bearing accounts, money market deposit accounts, NOW accounts, time deposits, credit cards, cash management, direct deposits, notary services, money orders, night depository, travelers' checks, cashier's checks, domestic collections, savings bonds, bank drafts, automated teller services, drive-in tellers and banking by mail; residential and commercial real estate loans and consumer loans; and ATM cards. OptimumBank Holdings was founded on March 23, 2004 and is headquartered in Fort Lauderdale, FL.