Provident Financial Holdings, Inc.
| Nasdaq: PROV
Provident Financial Holdings, Inc. operates as a bank holding company for Provident Savings Bank FSB, which provides financial services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consists of community banking, mortgage banking, investment services and trustee services for real estate transactions. It operates through two business segments: Provident Bank and Provident Bank Mortgage. The Provident Bank segment operations primarily consist of accepting deposits from customers within the communities surrounding the bank's full service offices and investing those funds in single-family, multi-family, commercial real estate, construction, commercial business, consumer and other mortgage loans. The Provident Bank Mortgage segment operations primarily consist of the origination and sale of mortgage loans secured by single-family residences. The company was founded in January 1996 and is headquartered in Riverside, CA.