Payment Data Systems, Inc.

Payment Data Systems, Inc.

Sector: Short-term Business Credit Institutions Except Agricultural Region: TX, United States

: | OTC Markets: PYDS

Payment Data Systems, Inc. provides electronic payment processing services to merchants and businesses, including credit and debit card-based processing services and transaction processing via the Automated Clearing House (ACH) network. ACH processing services enable merchants or businesses to both disburse and collect funds electronically using e-checks to transfer funds instead of traditional paper checks. Its card-based processing services enable merchants to process both traditional card-present, or swipe, transactions, as well as card-not-present transactions. The company also operates an online payment processing service, under the domain name system, which allows consumers to process online payments to pay any other individual, including family and friends. It also provide prepaid card processing services for merchants and consumers through their wholly owned subsidiary, FiCentive, Inc., and offers MasterCard prepaid cards branded with their customers corporations logos or trademarks. Payment Data Systems was founded by Louis A. Hoch and Michael R. Long in July 1998 and is headquartered in San Antonio, TX.

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