Visa, Inc. is a global payments technology company that connects consumers, businesses, banks, governments and territories to fast, secure and reliable electronic payments. It operates processing networks, VisaNet, which offers fraud protection for consumers and assured payment for merchants. The company owns, manages and promotes a portfolio of well-known, widely-accepted payment brands, including Visa, Visa Electron, PLUS and Interlink, which it license to its clients for use in their payment programs. It offers a wide range of branded payments product platforms, which its clients, primarily financial institutions, use to develop and offer credit, debit, prepaid and cash access programs, as well as digital, mobile and e-Commerce platforms for their customers. The company provides transaction processing and value-added services to its clients through VisaNet, Visa Debit Processing Services and Visa Processing Services and promotes and enforces a common set of operating regulations adhered to by its clients to ensure the efficient and secure functioning of its payments network and the maintenance and promotion of its brands. It invests in new services and processing platforms to facilitate more convenient and innovative payment methods, such as mobile payments, money transfer and e-Commerce and continually improve the speed, efficiency, security and performance of its network and payments services to enhance the reliability of its global processing infrastructure and protect the security of cardholder information. The company was founded in 1970 and is headquartered in Foster City, CA.