AXA SA operates as a holding company, which provides life insurance, property and casualty insurance and asset management services. It operates through five segments: Life & Savings, Property & Casualty, International Insurance, Asset Management, Banking and Holding. The Life & Savings segment offers products, including individual and group savings retirement products, life and health products. It comprises of traditional term and whole Life insurance, immediate annuities and investment products, including endowments and savings-related products. The Property & Casualty segment offer products, including motor, household, property and general liability insurance for both personal and commercial customers. The International Insurance segment which include insurance products that relate to AXA Corporate Solutions Assurance, which provide coverage to large national and international corporations. The Asset Management segment include diversified asset management, including investment fund management and services offered by AXA Investment Managers and AllianceBernstein entities, which provides to institutional investors and individuals, including AXA's insurance companies. The Banking segment involves in the banking activities, which include retail banking, mortgages loans and savings. The Holding segment engages in all non-operational activities. The company was founded in 1985 and is headquartered in Paris, France.