The Toronto-Dominion Bank
The Toronto-Dominion Bank provides financial products and services. The bank operates through four reportable business segments: Canadian Personal and Commercial Banking, Wealth and Insurance, U.S. Personal and Commercial Banking, and Wholesale Banking. The Canadian Personal and Commercial Banking segment comprises the Canadian personal and business banking, TD Auto Finance Canada, as well as the Canadian credit card business. TD Commercial Banking serves the needs of medium and large Canadian businesses by offering a broad range of customized products and services to help business owners meet their financing, investment, cash management, international trade, and day-to-day banking needs. TD Auto Finance provides flexible financing options to customers at point-of-sale for automotive and recreational vehicle purchases through its auto dealer network. TD Credit Card businesses, which includes VISA and the credit card portfolio of MBNA Canada, provides credit cards including co-branded and affinity credit card programs to meet the needs of the customers. The Wealth and Insurance segment comprises the bank's wealth management and insurance businesses globally, including operations in Canada, the U.S. and Europe. TD Wealth through its direct investing, advice-based, and asset management businesses, offers a wide range of wealth products and services to a large and diverse set of retail and institutional clients in Canada, the U.S. and Europe. TD Insurance provides advice and insurance solutions to protect Canadians through a full suite of home, auto, creditor, travel, life and health products. The U.S. Personal and Commercial Banking segment comprises the bank's retail and commercial banking operations in the U.S. operating under the brand TD Bank. The Wholesale segment provides a wide range of capital markets and investment banking products and services including underwriting and distribution of new debt and equity issues, providing advice on strategic acquisitions and divestitures, and meeting the daily trading, funding and investment needs of its clients operating under the brand TD Securities brand. The Toronto-Dominion Bank was founded in February 1955 and is headquartered in Toronto, Canada.