Closing on Nov. 17: Investor Calendar + Company Spotlight

INVESTOR NETWORK is the go-to, one-stop site for shareholders, clients and prospective investors



Sector: Accident And Health Insurance Region: GA, United States

: | New York Stock Exchange: AFL

When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For more than 55 years, Aflac insurance policies have given policyholders the opportunity to focus on recovery, not financial stress. In the United States, Aflac is the number one provider of guaranteed-renewable insurance. In Japan, Aflac is the number one life insurance company in terms of individual policies in force. Aflac insurance products provide protection to more than 50 million people worldwide. For five consecutive years, Aflac has been recognized by Ethisphere magazine as one of the World's Most Ethical Companies and by Forbes magazine as one of America's Best-Managed Companies in the Insurance category. In 2012, Fortune magazine recognized Aflac as one of the 100 Best Companies to Work For in America for the fourteenth consecutive year. Also, Fortune magazine included Aflac on its list of Most Admired Companies for the tenth time in 2011. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To find out more about Aflac, visit or


Daniel P. Amos, Chairman and Chief Executive Officer
Dan Amos graduated from the University of Georgia with a bachelor’s degree in insurance and risk management. He first joined Aflac as a sales associate while in his teens. He served as state manager of Aflac’s Alabama/West Florida Territory for 10 years. Under his leadership, his sales territory was the number one producing area in 1981 and 1982. He was elected president of Aflac in 1983 and chief operating officer of Aflac in 1987. He became chief executive officer in 1990 and was named chairman in 2001. Dan is a member of the board of trustees of the House of Mercy of Columbus. He is a past recipient of the Dr. Martin Luther King Jr. Unity Award and the Anti-Defamation League’s Torch of Liberty Award, and has been named by CNN as CEO of the Week. He has appeared five times on Institutional Investor magazine’s lists of America’s Best CEOs for the insurance category. Under Dan’s leadership, Aflac has been named to the Ethisphere Institute’s annual list of World’s Most Ethical Companies for nine consecutive years. Dan is a former member of the board of trustees of Children’s Healthcare of Atlanta and former chairman of the boards of The Japan- America Society of Georgia and the University of Georgia Foundation.
Frederick J. Crawford, Executive Vice President; Chief Financial Officer
Fred Crawford joined Aflac in June 2015 as chief financial officer of Aflac Incorporated, responsible for overseeing the financial management of company operations. He brings nearly three decades of financial and leadership experience to Aflac. Most recently, he served as executive vice president and chief financial officer of CNO Financial Group since 2012. Prior to that, he spent more than a decade at the Lincoln Financial Group serving in roles of progressive responsibility, including as executive vice president and chief financial officer as well as leading Corporate Development and Investments. Before joining Lincoln Financial Group, he also held leadership positions at Bank One Corporation. Fred received his bachelor of arts degree from Indiana State University and a master of business administration degree from the University of Iowa, where he currently serves as an advisory board member with the Finance Department at its Tippie College of Business.
Teresa L. White, President, Aflac U.S.
Teresa White earned a bachelor’s degree in business administration from the University of Texas at Arlington and a master’s degree in management from Troy State University. She joined Aflac in 1998 as second vice president, Client Services; was promoted to vice president of Client Services in 2000; to senior vice president, director of Sales Support and Administration in October 2004; to deputy chief administrative officer in March 2007; and to executive vice president, Internal Operations; chief administrative officer in March 2008. In October 2012, she assumed the additional responsibility of the IT Division, and in July 2013 she was also named chief operating officer of Aflac Columbus. In September 2014, she was named president, Aflac U.S. where she assumed responsibility for the Aflac Group and Aflac Columbus operations. Teresa is an alumnus of Leadership Columbus and is a Fellow of the Life Management Institute. She currently serves on the board of directors for Communicorp. She’s also a member of Delta Sigma Theta Sorority, Inc.
Max K. Broden, Senior Vice President; Treasurer
Max Broden joined Aflac as senior vice president; treasurer in April 2017, where he is responsible for leading Aflac’s Corporate Finance, Investor and Rating Agency Relations, and U.S. Corporate Development. His areas of responsibility include overseeing Aflac’s corporate finance and treasury activities, as well as strategic partnerships and planning. Additionally, Max oversees the company’s efforts to engage investors and rating agencies on a range of issues including corporate governance and the company’s financial performance. Prior to joining Aflac, he served as senior portfolio manager for Norges Bank, managing an equity portfolio of diversified global financial and insurance stocks in a firm with $873 billion in assets. He also worked for several years at DnB Nor Asset Management in Stockholm and New York and Skandia Asset Management in Stockholm. Max holds a Master of Science in both accounting and finance from Stockholm School of Economics. He is also a CFA charterholder.promoted to executive vice president and deputy chief financial officer. In July 2013, he assumed the additional role of president of Aflac U.S., with responsibility for U.S. financial statements. Between September 2014 and June 2015, he served solely as deputy CFO. Ken currently serves as executive vice president; treasurer and head of Corporate Finance and Development, where his areas of responsibility include managing Aflac corporate finance activities, treasury operations, as well as M&A and strategic planning. Prior to joining Aflac, Ken was director of Corporate Services for the National Association of Investors Corporation (NAIC) in Madison Heights, Michigan.
Eric M. Kirsch, Executive Vice President; Global Chief Investment Officer
Eric Kirsch joined Aflac in November 2011 as first senior vice president; global chief investment officer and was promoted to executive vice president in July 2012. In his role, he is responsible for overseeing the company’s investment efforts including Aflac’s investment portfolio and its investment team. Prior to joining Aflac, he served as managing director and global head of insurance asset management at Goldman Sachs Asset Management. Prior to that, he spent 27 combined years at Deutsche Asset Management (DeAM) and Bankers Trust Company, most recently serving as managing director and global head of insurance asset management. Prior to this, he served as managing director and head of North America Fixed Income. He also previously served as vice president and stable value portfolio manager at Bankers Trust Company. Eric received a bachelor of business administration from Baruch College in 1984, and a master of business administration degree from Pace University in 1988. He earned his CFA designation in 1990. Eric also serves as a trustee of the Jersey Shore University Medical Center Foundation and serves on the board for the Baruch College Fund.
Audrey Boone Tillman, Executive Vice President, General Counsel
Audrey Boone Tillman received a bachelor of arts degree in political science from the University of North Carolina at Chapel Hill and a juris doctor degree from the University of Georgia School of Law. She joined Aflac in 1996 and was promoted to second vice president in 1997 and to vice president in 2000, where she concentrated on employment law. Her work as legal counsel to the Human Resources division led to her promotion to senior vice president; director of Human Resources in August 2001 and ultimately to executive vice president of Corporate Services in 2008. She was promoted to her current position in May 2014 where she oversees the Legal Division, Compliance, Government Relations, Corporate Communications and the Office of the Corporate Secretary. Before joining Aflac, Audrey served as an associate professor at North Carolina Central University School of Law. Prior to this, she was an associate with the Smith, Helms, Mulliss and Moore law firm in Greensboro, N.C. She also served as a federal judicial law clerk to Judge Richard C. Erwin, U.S. District Court for North Carolina. Tillman is a member of the State Bar of Georgia, the North Carolina State Bar, the Bar of the District of Columbia, and is a past chair of the corporate law section of the National Bar Association.
Charles D. Lake II, President, Aflac International; Chairman, Aflac Japan
Charles Lake received a bachelor’s degree in Asian studies and political science from the University of Hawaii at Manoa in 1985 and a juris doctor degree from the George Washington University School of Law in 1990. He joined Aflac International in February 1999 and Aflac Japan in June 1999. He became deputy president in 2001, president in 2003, vice chairman in 2005, and chairman in 2008. In 2014, he also assumed the position of president, Aflac International. Before joining Aflac, he practiced law in Washington, D.C. He also served as director of Japan affairs and special counsel at the office of the U.S. Trade Representative in the Executive Office of the President. He currently serves as a director on the board of the Japan Exchange Group, Inc.; the Peterson Institute for International Economics; the Coalition of Service Industries; and the U.S.-Japan Business Council. He is also president emeritus of the American Chamber of Commerce in Japan (ACCJ).
Masatoshi Koide, President; Chief Operating Officer, Aflac Japan
Masatoshi Koide graduated from Tokyo University in 1984 and from Cornell Law School in 1989. He originally joined Aflac in November 1998 and stayed with Aflac until March 2006. He worked for Nikko Asset Management before he joined Aflac again in December 2008 as vice president. He was promoted to senior vice president in January 2012 and to first senior vice president in July 2013. In January 2015, he was promoted to executive vice president, Planning and Research, Risk Management, Investment, Compliance, and General Affairs. In July 2016, he was promoted to deputy president, Aflac Japan. He assumed the role of president and chief operating officer of Aflac Japan in July 2017. He is a member of the New York State Bar.

News & Analysis