Sector: Accident And Health Insurance Region: GA, United States

: | New York Stock Exchange: AFL

When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For more than 55 years, Aflac insurance policies have given policyholders the opportunity to focus on recovery, not financial stress. In the United States, Aflac is the number one provider of guaranteed-renewable insurance. In Japan, Aflac is the number one life insurance company in terms of individual policies in force. Aflac insurance products provide protection to more than 50 million people worldwide. For five consecutive years, Aflac has been recognized by Ethisphere magazine as one of the World's Most Ethical Companies and by Forbes magazine as one of America's Best-Managed Companies in the Insurance category. In 2012, Fortune magazine recognized Aflac as one of the 100 Best Companies to Work For in America for the fourteenth consecutive year. Also, Fortune magazine included Aflac on its list of Most Admired Companies for the tenth time in 2011. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To find out more about Aflac, visit or

Investor Calendar

Mar 16, 2015 8:00 pm | February 2015 Year-End Teleconference


Daniel Amos, Chairman and Chief Executive Officer
Dan Amos is chairman and chief executive officer of Aflac Incorporated. Mr. Amos joined Aflac in 1973, working in Aflac sales for 10 years. In 1983, Mr. Amos was named president of Aflac. He was named chief operating officer in 1987, chief executive officer of Aflac Incorporated in 1990, and chairman in 2001. During Mr. Amos’ tenure as CEO revenues at Aflac have grown from $2.7 billion to $22.2 billion as of December 31, 2011.

In 2000, Mr. Amos was the driving force in launching the company's enduring national advertising campaign featuring the iconic Aflac Duck, which transformed Aflac into a top national brand. In 2011, Aflac was named by FORTUNE magazine as one of America's Most Admired Companies for a 11th time. Aflac is also the only insurance company to appear for 14 consecutive years on FORTUNE's list of the 100 Best Companies to Work For and on Ethisphere magazine’s annual list of World’s Most Ethical Companies for six consecutive years.

Mr. Amos has received the Dr. Martin Luther King Jr. Unity Award and the Anti-Defamation League's Torch of Liberty Award. In 2010 he was named as one of America's Best CEOs in the insurance category by Institutional Investor magazine, the fifth time he has appeared on the prestigious list. He has also been listed on Chief Executive magazine’s Wealth Creation Index as one of the top 50 CEO’s since the index’s inception in 2008.

Aflac, a Fortune 500 company, insures more than 50 million people worldwide. It is the leading provider of individual insurance policies offered at the worksite in the United States and is the largest life insurer in Japan in terms of individual policies in force. The company insures one out of four households in Japan.

Mr. Amos is a member of the board of trustees of Children's Healthcare of Atlanta and the House of Mercy of Columbus. He previously served as a member of the Consumer Affairs Advisory Committee of the Securities and Exchange Commission. He is the former chairman of the board of The Japan America Society of Georgia and former chairman of the University of Georgia Foundation. Mr. Amos holds a bachelor's degree from the University of Georgia in risk management.
Paul S. Amos II, President, Aflac
Aflac President Paul S. Amos is responsible for the oversight of Aflac Japan, which generates more than 75 percent of the insurer's earnings, and also heads up the company's Global Investment efforts, helping to build and manage a best-in-class division with a portfolio of more than $100 billion.

Prior to taking on these roles in 2013, Amos served as President and Chief Operating Officer of Aflac U.S., the largest voluntary insurer in the nation. Under his leadership, sales totaled more than $10 billion, with annual sales averaging nearly $1.5 billion. While serving as Aflac's president and COO, Amos was ranked sixth on ExecRank's 2012 list of the top 100 COOs in the United States.

Amos joined Aflac as executive vice president of U.S. Operations in 2005 and was named COO and president in 2007. Before taking on his corporate leadership roles, he served as the state sales coordinator for Aflac's Georgia-North operation, which grew to become the company's No. 1 state operation under his guidance.

Amos is a well-known speaker who has been featured at numerous prestigious events, including the American College Knowledge Summit, Columbus State University's Jim Blanchard Leadership Forum, and the University of South Carolina's BB&T Foundations of Capitalism Speaker Series, and the Society of Human Resource Management Conference.
Kriss Cloninger III, President, Chief Financial Officer, and Treasurer, Aflac Incorporated
Kriss Cloninger is President, Chief Financial Officer, and Treasurer of Aflac Incorporated. He joined Aflac Incorporated in March 1992 as Senior Vice President and Chief Financial Officer. He was promoted to Executive Vice President in 1993 and President in May 2001, retaining the title of CFO. Since joining Aflac, he has had primary responsibility for overseeing the financial management of all company operations, including Aflac U.S. and Aflac Japan.

Mr. Cloninger has been named Best CFO in the Insurance/Life category in America by Institutional Investor magazine three times.

Mr. Cloninger is a member of the Board of Directors of Aflac Incorporated, Precept Ministries, Total System Services, Inc. (TSYS), and the Tupperware Brands Corporation. He is also a board member of RiverCenter for the Performing Arts, the Historic Columbus Foundation, and Little Blessings Nurturing Center in Columbus, Georgia. He holds both a Bachelor's and a Master's degree in Business Administration from the University of Texas at Austin, and is a Fellow of the Society of Actuaries.
D. Christian Goodall, Chief Executive Officer, Aflac Group
David Christian Goodall is the Chief Executive Officer of Aflac Group in Columbia, South Carolina, where he previously held the position of Vice President and General Counsel for the company. Mr. Goodall joined Aflac Group in 1995, before it was acquired by Aflac.

Previously, Mr. Goodall was a partner at Adams, Quackenbush, Herring & Stuart law firm in Columbia, South Carolina. He holds a Bachelor’s degree from Wofford College and a JD from Samford University.
Susan R. Blanck, Executive Vice President, Aflac and Aflac Japan, Corporate Actuary
Susan R. Blanck is Executive Vice President of Aflac and Aflac Japan, and Corporate Actuary for Aflac Incorporated. As Executive Vice President, Ms. Blanck works on Aflac Japan's strategic marketing and corporate initiatives as well as Japan product development, while continuing in her capacity as corporate actuary.

Ms. Blanck joined Aflac's Actuarial Department in the U.S. pricing area in 1993. She was promoted to Second Vice President and Assistant Actuary in 1998. In 2000, Ms. Blanck was promoted to Vice President, and in 2002, she assumed responsibility for developing Aflac's business and financial plans.

She was promoted to Senior Vice President and Deputy Corporate Actuary in March 2004; to Corporate Actuary in January 2006; assumed the additional responsibilities of first Senior Vice President, Aflac Japan, in June 2008; and was promoted to Executive Vice President of Aflac in 2011 and Aflac Japan in 2012.
Kenneth S. Janke, Executive Vice President; Deputy Chief Financial Officer, Aflac Incorporated; President, Aflac U.S.
Kenneth S. Janke, President, Aflac U.S.; Executive Vice President; Deputy Chief Financial Officer of Aflac Incorporated. Mr. Janke oversees Aflac's U.S. insurance business.

He joined Aflac Incorporated in 1985 as Manager of Investor Relations and was promoted to Senior Vice President in 1993. Under Mr. Janke's leadership, in 2002 Aflac's Investor Relations department was recognized by Investor Relations magazine as the Best Overall Investor Relations Department for a large-cap company. The following year, Mr. Janke was named the Best Investor Relations Officer for a large-cap company.

In 2010, he was promoted to Executive Vice President, Deputy Chief Financial officer. He also chairs Aflac's Corporate Disclosure Committee. In July 2013, he was also named President of Aflac U.S.
Eric Kirsch, Executive Vice President; Global Chief Investment Officer
Eric Kirsch joined Aflac in November 2011 as first senior vice president, global chief investment officer and is responsible for Aflac’s investment portfolio and team of more than 50 investment professionals.

Prior to joining Aflac, he served as managing director and global head of insurance asset management at Goldman Sachs Asset Management, where he managed a global team of 55 professionals and oversaw the management of over $70 billion of insurance assets. Prior to that, he spent 27 combined years at Deutsche Asset Management (DeAM) and Bankers Trust Company, most recently serving as managing director and global head of insurance asset management.

At DeAM Eric was responsible for a staff of over 100 people and managing over $150 billion in insurance assets. He also served as a member of the Global Operating Committee of DeAM. Prior to this, he served as managing director and head of North America Fixed Income, responsible for more than $150 billion of assets across multiple fixed income investment strategies. He also previously served as vice president and stable value portfolio manager at Bankers Trust Company.

Eric received a bachelor of business administration from Baruch College in 1984, and a master of business administration degree from Pace University in 1988. He earned his CFA designation in 1990. Eric also serves as a Trustee of the Jersey Shore University Medical Center Foundation.
Joey M. Loudermilk, Executive Vice President; General Counsel
After working in a private law firm, Joey Loudermilk joined Aflac in 1983 as head of the Company’s then newly formed Legal Department. In 1988, he assumed responsibility for Governmental Relations. In February 1989, he became Treasurer for Aflac Incorporated’s political action committee (Aflac-PAC) and was appointed Senior Vice President, Corporate Counsel, for Aflac Incorporated in 1989. In 1991 he was promoted to General Counsel of Aflac Incorporated and Aflac, and in 2000 he was promoted to his current position as Executive Vice President.

He is a member of the State Bar of Georgia, and serves on the Boards of the Columbus Regional Healthcare System, Inc., Goodwill Industries, the Community Foundation of the Chattahoochee Valley, and the Columbus State University Foundation. In 2008, he was elected to the Harris County Board of Commissioners and reelected in 2012. He has also served on the Georgia State Board of Education, Georgia Humanities Council, and the Georgia Military Affairs Coordinating Committee and is former president of the Rotary Club of Columbus. He earned a bachelor’s degree with honors from Georgia State University and a juris doctorate degree from the University of Georgia School Of Law.
Audrey B. Tillman, Esq., Executive Vice President, Corporate Services
Audrey Boone Tillman is executive vice president, Corporate Services for Aflac Incorporated. Ms. Tillman is responsible for all aspects of human resource management for Aflac’s more than 4,400 employees. She also oversees operations in the Facilities and Health Services divisions, as well as Corporate Services, Aflac’s Corporate Learning division and the newly formed Environmental Coordination area.

During her tenure, Aflac has received multiple honors from Training magazine’s Training Top 125, FORTUNE magazine’s 100 Best Companies to Work for and Working Mother magazine’s 100 Best Places for Working Mothers. Also, under her tenure, Aflac has been recognized by Black Enterprise magazine as one of its Best Companies for Diversity for five consecutive years, has appeared on LATINA Style magazine’s annual list of "The 50 Best Companies for Latinas to Work” for 11 years and was named to BusinessWeek’s Best Places to Launch a Career in 2008 and 2009.

Ms. Tillman is a member of the State Bar of Georgia, the North Carolina State Bar and the Bar of the District of Columbia and is a past chair of the corporate law section of the National Bar Association. She recently served as a director-at-large for the Society for Human Resource Management (SHRM). She served on Georgia Governor Sonny Perdue’s Workforce Development Task Force, part of the Commission for a New Georgia. Ms. Tillman has been named one of the Top 100 Blacks in Corporate America by Black Professionals magazine for two consecutive years. She also received the 2007 Office Depot Visionary Award, which recognizes her dedication, leadership ability, and commitment to achieve business success, shape the direction of her community and to help improve the lives of women.

Ms. Tillman joined Aflac in January 1996 as a member of the Legal department and was promoted to second vice president in September 1997. She was promoted to vice president and senior associate counsel, Legal division, in September 2000. Her work as legal counsel to the Human Resources division led to her promotion to senior vice president, director of Human Resources, in August 2001. She assumed responsibility for Facilities and Health Services in 2005.

Before joining Aflac, Ms. Tillman served as an associate professor at North Carolina Central University School of Law. From 1990 to 1993, she was an associate with the Smith, Helms, Mulliss and Moore law firm in Greensboro, N.C. She also served as a federal judicial law clerk to Judge Richard C. Erwin, U.S. District Court for North Carolina.
Teresa L. White, Executive Vice President; Chief Operating Officer, Aflac Columbus
Teresa White is Executive Vice President and Chief Operating Officer for Aflac Columbus. White's organization supports the sales, marketing and service areas of Aflac's voluntary traditional and group products for Aflac U.S. in Columbus, GA, Albany, NY, and Omaha, NE. In her role, she oversees 4,000 employees and more than 70,000 independent sales agents.

Under her leadership, Aflac has experienced a 22% increase in operational efficiency, a 4% increase in employee engagement and a 3% increase in account retention and Aflac was named to Computerworld's list of Best Places to Work in IT and FORTUNE's 100 Best Places to Work.

Ms. White began her career with Aflac in 1998 where she has held a variety of positions, most recently overseeing Administration and Information Technology as Executive Vice President, Internal Operations and Chief Service Officer.
Michael W. Zuna, Executive Vice President, Chief Marketing Officer, Aflac U.S.
Michael W. Zuna is the marketing leader for Aflac U.S., a Fortune 150 company and the nation's largest provider of supplemental insurance.

He joined Aflac in 2009 as Vice President of Marketing and was promoted to Executive Vice President and Chief Marketing Officer in 2012. He is responsible for all marketing and sales enablement strategies, including product, consumer engagement, customer acquisition and retention, as well as field marketing to Aflac's 70,000 agents and broker ecosystem. He is also responsible for leading development of new distribution strategies including Aflac's private health care exchange. Prior to joining Aflac, he was managing director at Saatchi & Saatchi New York, the largest agency in the firm's 140-office network and part of Publicis Groupe. Earlier in his career, he held leadership roles at Arnold Worldwide and Ogilvy & Mather.

In 2012, Zuna was ranked No. 28 in Appinion's list of the world's most influential CMOs, which was compiled in a CMO influence study of major companies throughout the world.
Laree R. Daniel, Senior Vice President, Administrative Operations; Chief Administrative Officer
Laree Daniel, 54, holds a Bachelor of Science degree in Business and Psychology from Nebraska Wesleyan University and a Master of Science degree in Organizational Psychology from the University of Nebraska at Omaha. She joined Aflac in September 2007 as a customer experience consultant for Internal Operations and was promoted to Vice President of Client Services in November 2007. In March 2009, she was promoted to Senior Vice President of the Customer Assurance Organization for Aflac, and in March 2012 became Senior Vice President of Sales Operations. In October 2012, Ms. Daniel assumed her current position as Senior Vice President; Chief Administrative Officer where she is responsible for all operations business units including Enrollment and Sales Services, Compensation, Billing, Customer Service, Claims, and the Innovation Delivery Office, among others. She has over 20 years of leadership experience in the insurance industry, having joined Aflac from two of the nation’s largest insurers – Assurant Health and Mutual of Omaha. Ms. Daniel has a record of achieving results while creating customer focused operations with strong cultures and leaders who coach to bring out the best in their people. Her professional designations include the Health Insurance Association of America (HIAA) and the Accredited Customer Service (ACS).

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