Sector: Accident And Health Insurance Region: GA, United States

: | New York Stock Exchange: AFL

When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For more than 55 years, Aflac insurance policies have given policyholders the opportunity to focus on recovery, not financial stress. In the United States, Aflac is the number one provider of guaranteed-renewable insurance. In Japan, Aflac is the number one life insurance company in terms of individual policies in force. Aflac insurance products provide protection to more than 50 million people worldwide. For five consecutive years, Aflac has been recognized by Ethisphere magazine as one of the World's Most Ethical Companies and by Forbes magazine as one of America's Best-Managed Companies in the Insurance category. In 2012, Fortune magazine recognized Aflac as one of the 100 Best Companies to Work For in America for the fourteenth consecutive year. Also, Fortune magazine included Aflac on its list of Most Admired Companies for the tenth time in 2011. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To find out more about Aflac, visit or

Investor Calendar

Mar 16, 2015 8:00 pm | February 2015 Year-End Teleconference


Daniel P. Amos, Chairman and Chief Executive Officer
Dan Amos graduated from the University of Georgia with a bachelor’s degree in insurance and risk management. He first joined Aflac as a sales associate while in his teens. He served as state manager of Aflac’s Alabama/West Florida Territory for 10 years. Under his leadership, his sales territory was the number one producing area in 1981 and 1982. He was elected president of Aflac in 1983 and chief operating officer of Aflac in 1987. He became chief executive officer in 1990 and was named chairman in 2001. Dan is a member of the board of trustees of the House of Mercy of Columbus. He is a past recipient of the Dr. Martin Luther King Jr. Unity Award and the Anti-Defamation League’s Torch of Liberty Award, and has been named by CNN as CEO of the Week. He has appeared five times on Institutional Investor magazine’s lists of America’s Best CEOs for the insurance category. Under Dan’s leadership, Aflac has been named to the Ethisphere Institute’s annual list of World’s Most Ethical Companies for nine consecutive years. Dan is a former member of the board of trustees of Children’s Healthcare of Atlanta and former chairman of the boards of The Japan- America Society of Georgia and the University of Georgia Foundation.
Kriss Cloninger III, President, Aflac Incorporated
Kriss Cloninger joined Aflac Incorporated in March 1992 as senior vice president and chief financial officer. He was promoted to executive vice president in 1993 and president in May 2001, retaining the title of CFO and maintaining primary responsibility for overseeing the financial management of all company operations. He was named Best CFO in the Insurance/Life category in America by Institutional Investor magazine three times. In June 2015, Kriss’ full-time role shifted to president of Aflac Incorporated, with a particular emphasis on capital and strategic planning, as well as helping the company grow the business while ensuring solid profitability. He is a member of the boards of directors of Aflac Incorporated, Precept Ministries, Total Systems Services, Inc., and Tupperware Brands Corporation. He holds bachelor’s and master’s degrees in business administration from the University of Texas at Austin, and is a Fellow of the Society of Actuaries.
Paul S. Amos II, President, Aflac
Paul Amos holds a bachelor’s degree in economics from Duke University and a master’s degree in business administration from Emory University. He also holds a juris doctor degree from Tulane University. He joined Aflac in 2002 as the state sales coordinator for the Georgia-North sales territory. Under his guidance, Georgia-North grew to become the company’s No. 1 state operation. Paul was promoted to executive vice president of Aflac U.S. in January 2005 and assumed the additional responsibilities of chief operating officer in February 2006. He was promoted to his current position as president of Aflac in 2007 and assumed reporting responsibilities for Aflac Japan and Aflac’s Global Investment Division in July 2013. He currently resides in Tokyo, Japan, as he oversees the operation. Prior to joining Aflac, he worked in the corporate legal division of a merger and acquisition firm in Washington, D.C. Paul serves on the boards of directors of Aflac Incorporated, the Georgia Chamber of Commerce and the Turner School of Business at Columbus State University. In addition, he is a member of the Georgia Research Alliance Board of Trustees and the Duke University Divinity School’s Board of Visitors.
Frederick J. Crawford, Executive Vice President; Chief Financial Officer
Aflac Incorporated Fred Crawford joined Aflac in June 2015 as chief financial officer of Aflac Incorporated, responsible for overseeing the financial management of company operations. He brings nearly three decades of financial and leadership experience to Aflac. Most recently, he served as executive vice president and chief financial officer of CNO Financial Group since 2012. Prior to that, he spent more than a decade at the Lincoln Financial Group serving in roles of progressive responsibility, including as executive vice president and chief financial officer as well as leading Corporate Development and Investments. Before joining Lincoln Financial Group, he also held leadership positions at Bank One Corporation. Fred received his bachelor of arts degree from Indiana State University and a master of business administration degree from the University of Iowa, where he currently serves as an advisory board member with the Finance Department at its Tippie College of Business.
Teresa L. White, President, Aflac U.S.
Teresa White earned a bachelor’s degree in business administration from the University of Texas at Arlington and a master’s degree in management from Troy State University. She joined Aflac in 1998 as second vice president, Client Services; was promoted to vice president of Client Services in 2000; to senior vice president, director of Sales Support and Administration in October 2004; to deputy chief administrative officer in March 2007; and to executive vice president, Internal Operations; chief administrative officer in March 2008. In October 2012, she assumed the additional responsibility of the IT Division, and in July 2013 she was also named chief operating officer of Aflac Columbus. In September 2014, she was named president, Aflac U.S. where she assumed responsibility for the Aflac Group and Aflac Columbus operations. Teresa is an alumnus of Leadership Columbus and is a Fellow of the Life Management Institute. She currently serves on the board of directors for Communicorp. She’s also a member of Delta Sigma Theta Sorority, Inc.
Kenneth S. Janke, Executive Vice President; Treasurer; Head of Corporate Finance and Development
Ken Janke attended Michigan State University and received a bachelor’s degree in political science from the University of Michigan in 1981 and a master’s degree in business administration from Oakland University in 1985. He joined Aflac Incorporated in 1985 as manager of Investor Relations and was promoted to senior vice president in 1993. During his tenure in the Investor Relations department, Aflac was frequently recognized for its Investor Relations communications and activities. In 2010, Ken was promoted to executive vice president and deputy chief financial officer. In July 2013, he assumed the additional role of president of Aflac U.S., with responsibility for U.S. financial statements. Between September 2014 and June 2015, he served solely as deputy CFO. Ken currently serves as executive vice president; treasurer and head of Corporate Finance and Development, where his areas of responsibility include managing Aflac corporate finance activities, treasury operations, as well as M&A and strategic planning. Prior to joining Aflac, Ken was director of Corporate Services for the National Association of Investors Corporation (NAIC) in Madison Heights, Michigan.
Eric M. Kirsch, Executive Vice President; Global Chief Investment Officer
Eric Kirsch joined Aflac in November 2011 as first senior vice president; global chief investment officer and was promoted to executive vice president in July 2012. In his role, he is responsible for overseeing the company’s investment efforts including Aflac’s investment portfolio and its investment team. Prior to joining Aflac, he served as managing director and global head of insurance asset management at Goldman Sachs Asset Management. Prior to that, he spent 27 combined years at Deutsche Asset Management (DeAM) and Bankers Trust Company, most recently serving as managing director and global head of insurance asset management. Prior to this, he served as managing director and head of North America Fixed Income. He also previously served as vice president and stable value portfolio manager at Bankers Trust Company. Eric received a bachelor of business administration from Baruch College in 1984, and a master of business administration degree from Pace University in 1988. He earned his CFA designation in 1990. Eric also serves as a trustee of the Jersey Shore University Medical Center Foundation and serves on the board for the Baruch College Fund.
Daniel J. Lebish, Executive Vice President; Chief Operating Officer, Aflac Group Insurance
Daniel Lebish joined Aflac in August 2013 as executive vice president and chief operating officer of Aflac Group Insurance. In his role, he is responsible for the day-to-day operating activities, performance goals and strategic initiatives of Aflac Group Insurance. In September 2014, his role expanded to also include individual operations and core broker sales. Prior to Aflac, Dan was executive vice president at Highmark Blue Cross Blue Shield, serving as CEO of two of their national subsidiaries, HM Insurance Group and United Concordia Dental, as well as senior vice president of business development. Prior to his career at Highmark, he was executive vice president of medical delivery systems at Coventry Health Plans, chief financial officer at Magee-Womens Hospital and health care management consultant at Ernst & Ernst. Dan earned a bachelor’s degree in finance from St. Norbert College and a master of health services administration degree from Ohio State University.
Audrey Boone Tillman, Executive Vice President, General Counsel
Audrey Boone Tillman received a bachelor of arts degree in political science from the University of North Carolina at Chapel Hill and a juris doctor degree from the University of Georgia School of Law. She joined Aflac in 1996 and was promoted to second vice president in 1997 and to vice president in 2000, where she concentrated on employment law. Her work as legal counsel to the Human Resources division led to her promotion to senior vice president; director of Human Resources in August 2001 and ultimately to executive vice president of Corporate Services in 2008. She was promoted to her current position in May 2014 where she oversees the Legal Division, Compliance, Government Relations, Corporate Communications and the Office of the Corporate Secretary. Before joining Aflac, Audrey served as an associate professor at North Carolina Central University School of Law. Prior to this, she was an associate with the Smith, Helms, Mulliss and Moore law firm in Greensboro, N.C. She also served as a federal judicial law clerk to Judge Richard C. Erwin, U.S. District Court for North Carolina. Tillman is a member of the State Bar of Georgia, the North Carolina State Bar, the Bar of the District of Columbia, and is a past chair of the corporate law section of the National Bar Association.
Joey M. Loudermilk, Executive Vice President; General Counsel
After working in a private law firm, Joey Loudermilk joined Aflac in 1983 as head of the Company’s then newly formed Legal Department. In 1988, he assumed responsibility for Governmental Relations. In February 1989, he became Treasurer for Aflac Incorporated’s political action committee (Aflac-PAC) and was appointed Senior Vice President, Corporate Counsel, for Aflac Incorporated in 1989. In 1991 he was promoted to General Counsel of Aflac Incorporated and Aflac, and in 2000 he was promoted to his current position as Executive Vice President.

He is a member of the State Bar of Georgia, and serves on the Boards of the Columbus Regional Healthcare System, Inc., Goodwill Industries, the Community Foundation of the Chattahoochee Valley, and the Columbus State University Foundation. In 2008, he was elected to the Harris County Board of Commissioners and reelected in 2012. He has also served on the Georgia State Board of Education, Georgia Humanities Council, and the Georgia Military Affairs Coordinating Committee and is former president of the Rotary Club of Columbus. He earned a bachelor’s degree with honors from Georgia State University and a juris doctorate degree from the University of Georgia School Of Law.
Michael W. Zuna, Executive Vice President, Chief Marketing Officer, Aflac U.S.
Michael W. Zuna is the marketing leader for Aflac U.S., a Fortune 150 company and the nation's largest provider of supplemental insurance.

He joined Aflac in 2009 as Vice President of Marketing and was promoted to Executive Vice President and Chief Marketing Officer in 2012. He is responsible for all marketing and sales enablement strategies, including product, consumer engagement, customer acquisition and retention, as well as field marketing to Aflac's 70,000 agents and broker ecosystem. He is also responsible for leading development of new distribution strategies including Aflac's private health care exchange. Prior to joining Aflac, he was managing director at Saatchi & Saatchi New York, the largest agency in the firm's 140-office network and part of Publicis Groupe. Earlier in his career, he held leadership roles at Arnold Worldwide and Ogilvy & Mather.

In 2012, Zuna was ranked No. 28 in Appinion's list of the world's most influential CMOs, which was compiled in a CMO influence study of major companies throughout the world.
Laree R. Daniel, Senior Vice President, Administrative Operations; Chief Administrative Officer
Laree Daniel, 54, holds a Bachelor of Science degree in Business and Psychology from Nebraska Wesleyan University and a Master of Science degree in Organizational Psychology from the University of Nebraska at Omaha. She joined Aflac in September 2007 as a customer experience consultant for Internal Operations and was promoted to Vice President of Client Services in November 2007. In March 2009, she was promoted to Senior Vice President of the Customer Assurance Organization for Aflac, and in March 2012 became Senior Vice President of Sales Operations. In October 2012, Ms. Daniel assumed her current position as Senior Vice President; Chief Administrative Officer where she is responsible for all operations business units including Enrollment and Sales Services, Compensation, Billing, Customer Service, Claims, and the Innovation Delivery Office, among others. She has over 20 years of leadership experience in the insurance industry, having joined Aflac from two of the nation’s largest insurers – Assurant Health and Mutual of Omaha. Ms. Daniel has a record of achieving results while creating customer focused operations with strong cultures and leaders who coach to bring out the best in their people. Her professional designations include the Health Insurance Association of America (HIAA) and the Accredited Customer Service (ACS).
Charles D. Lake II, President, Aflac International; Chairman, Aflac Japan
Charles Lake received a bachelor’s degree in Asian studies and political science from the University of Hawaii at Manoa in 1985 and a juris doctor degree from the George Washington University School of Law in 1990. He joined Aflac International in February 1999 and Aflac Japan in June 1999. He became deputy president in 2001, president in 2003, vice chairman in 2005, and chairman in 2008. In 2014, he also assumed the position of president, Aflac International. Before joining Aflac, he practiced law in Washington, D.C. He also served as director of Japan affairs and special counsel at the office of the U.S. Trade Representative in the Executive Office of the President. He currently serves as a director on the board of the Japan Exchange Group, Inc.; the Peterson Institute for International Economics; the Coalition of Service Industries; and the U.S.-Japan Business Council. He is also president emeritus of the American Chamber of Commerce in Japan (ACCJ).
Hiroshi Yamauchi, President; Chief Operating Officer, Aflac Japan
Hiroshi Yamauchi graduated from Saitama University in 1976 and joined Aflac that same year. Upon joining Aflac, served in the Actuarial Department as section manager and assistant general manager. He was promoted to general manager in the Policy Maintenance Department in 1998, to vice president in 1999 and to first senior vice president in 2002. In January 2012, he was promoted to executive vice president and assumed his current position as president and chief operating officer of Aflac Japan in January 2015.

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